Umbrella / Excess Liability for bungee jump operators
Excess liability coverage that stacks above your primary GL to reach the $5M–$10M combined limits that major fairs, festivals, and venue operators require as a condition of your contract.
What it covers
- Excess limits above your primary general liability policy
- Excess limits above your commercial auto coverage
- Coverage for catastrophic claims that exhaust primary policy limits
- Broad-form coverage with the same additional insured structure as your primary GL
- Drop-down coverage if your primary policy limit is reduced by a prior claim
- Defense costs in addition to liability limits on most forms
Who it's for
- Operators working at state fairs and major county fairs requiring $5M+ combined limits
- Bungee jump attractions at amusement parks and entertainment complexes
- Mobile crane operators bidding premier festival contracts
- Adventure park operators with significant combined liability exposure
Why CCA
- Access to umbrella markets that write extreme sports operations
- Umbrella structured to satisfy venue additional insured requirements
- Capacity to reach $10M+ combined for major venue contract requirements
- Umbrella that follows your primary GL form — no coverage gaps between layers
Common questions about umbrella / excess liability
Venue contracts dictate the answer. Most major venues require $5M combined limits; state fairs and premier entertainment complexes may require $10M. We recommend carrying at least $5M and can quote higher limits for operators with premium venue requirements.
Typically yes. Reaching $5M combined limits is almost always less expensive by adding a $3M or $4M umbrella over a $2M primary GL than by raising primary GL to $5M. Umbrella pricing is structured for this purpose.
We insure permanent bungee jump towers, mobile bungee crane operations, bridge jumping operations, and bungee jumping as part of multi-attraction adventure parks. Whether you operate one fixed tower or a mobile rig that travels to fairs and festivals across multiple states, we have programs for your operation.
Yes — bungee trampolines, bungee runs, and similar tethered bungee attractions have different risk profiles than vertical bungee jumping but can be insured under specialty recreational programs. Coverage forms differ; let us know the specific attractions you operate.
Prior accidents and claims are part of underwriting, but they don't necessarily disqualify you from coverage. Specialty extreme sports markets evaluate your safety record, equipment maintenance practices, staff training, and operational procedures when underwriting high-risk operations. Provide full loss history for the most accurate quote.
ASTM F24 committee standards, particularly ASTM F2970 for bungee jumping operations, establish safety benchmarks that carriers use in underwriting. Compliance with ASTM standards and state inspection requirements generally improves your insurability and can affect your premium. We work with carriers who understand the ASTM framework for bungee jump operations.
Your policy needs to cover incidents at the venues where you operate — not just your permanent location. Mobile bungee programs include coverage at all approved event locations, and venue certificates add event organizers and land-owners as additional insureds for the specific event dates.
Our programs are designed for US-based operations and domestic venues. For international coverage or US operators with foreign exposures, additional foreign liability coverage may be available through surplus lines carriers. Let us know your full geographic footprint when requesting a quote.
Most bungee jump operator programs can be quoted within one to three business days once we have complete underwriting information. Binding and certificate issuance typically happens same-day once you approve the quote. Rush certificates for imminent events are available — call us directly.
To quote a bungee jump operation we need: jump height and system specifications, annual participant count, states where you operate, jump location types (permanent venue vs. mobile/fair), years in operation, full loss run history for the past three to five years, and copies of any venue contracts specifying required insurance limits.
Pair it with related coverage
Ready to protect your bungee jump operation?
Get a 15-minute quote from specialists who understand extreme sports — GL with participant injury coverage, accident insurance, equipment breakdown, and the umbrella limits your venues require.