Accident & Medical Payments Insurance for bungee jump operators
No-fault medical payments and accidental death benefits for bungee jump participants — the coverage that pays without requiring a negligence determination, and that venues often require alongside your GL.

What it covers
- Emergency room treatment for participant injuries during bungee jumps
- Hospitalization, surgery, and diagnostic imaging from jump injuries
- Physical therapy and rehabilitation for covered jump-related injuries
- Accidental death benefits payable to participant beneficiaries
- Disability income benefits for participants unable to work after a covered injury
- Dental accident benefits for jump-related oral injuries
Who it's for
- All bungee jump operators — accident coverage complements GL for every operation
- Operators working at venues that require participant accident insurance
- Mobile bungee operations running waiver programs at fairs and festivals
- Permanent venue operators seeking to resolve minor claims before they escalate
Why CCA
- Accident policies structured to satisfy venue and land-owner requirements
- Coverage territory matched to all states where you operate
- No-fault basis means faster claim resolution without negligence disputes
- Complements your GL program without overlap or gaps
Common questions about accident & medical payments insurance
No — accident insurance and GL are complementary. Accident insurance pays participant medical expenses regardless of fault; GL covers liability claims where negligence must be established. Most properly structured bungee jump programs include both.
Per-participant limits typically range from $25,000 to $100,000+. Higher limits are appropriate for operations where severe injuries are possible. The right amount depends on your participant demographics and the medical cost exposure in your market.
We insure permanent bungee jump towers, mobile bungee crane operations, bridge jumping operations, and bungee jumping as part of multi-attraction adventure parks. Whether you operate one fixed tower or a mobile rig that travels to fairs and festivals across multiple states, we have programs for your operation.
Yes — bungee trampolines, bungee runs, and similar tethered bungee attractions have different risk profiles than vertical bungee jumping but can be insured under specialty recreational programs. Coverage forms differ; let us know the specific attractions you operate.
Prior accidents and claims are part of underwriting, but they don't necessarily disqualify you from coverage. Specialty extreme sports markets evaluate your safety record, equipment maintenance practices, staff training, and operational procedures when underwriting high-risk operations. Provide full loss history for the most accurate quote.
ASTM F24 committee standards, particularly ASTM F2970 for bungee jumping operations, establish safety benchmarks that carriers use in underwriting. Compliance with ASTM standards and state inspection requirements generally improves your insurability and can affect your premium. We work with carriers who understand the ASTM framework for bungee jump operations.
Your policy needs to cover incidents at the venues where you operate — not just your permanent location. Mobile bungee programs include coverage at all approved event locations, and venue certificates add event organizers and land-owners as additional insureds for the specific event dates.
Our programs are designed for US-based operations and domestic venues. For international coverage or US operators with foreign exposures, additional foreign liability coverage may be available through surplus lines carriers. Let us know your full geographic footprint when requesting a quote.
Most bungee jump operator programs can be quoted within one to three business days once we have complete underwriting information. Binding and certificate issuance typically happens same-day once you approve the quote. Rush certificates for imminent events are available — call us directly.
To quote a bungee jump operation we need: jump height and system specifications, annual participant count, states where you operate, jump location types (permanent venue vs. mobile/fair), years in operation, full loss run history for the past three to five years, and copies of any venue contracts specifying required insurance limits.
Pair it with related coverage
Ready to protect your bungee jump operation?
Get a 15-minute quote from specialists who understand extreme sports — GL with participant injury coverage, accident insurance, equipment breakdown, and the umbrella limits your venues require.